VIDEO - TicToc by Bloomberg on Twitter: "Millennials are now being blamed for disrupting the credit card industry. College tuition, the 2008 global financial crisis and limits on credit card marketing on campus might be to blame #tictocnews https://t.co/R

they're missing out. every time we use it, it protects us from someone draining our bank account (someone stealing debit card # & pin).. we're also earning cash back every month (rewards). lost count how much.. over $500

Credit cards are to blame, to greedy. Don't forget they charge very high rates and they completely destroy people's life and don't have any flexibility. Banks use people funds to carry on this types of loans, nearly pay nothing for using their money but they overcharge for loans.

I'm a

, but I've NEVER gotten a credit card! I was brought up to spend what I had, so very thankful to my parents for that guidance! In fact, they only got one when it was needed to rent a car...they were in their 70s! ❤

I got an AMEX in college. Didn’t know balance was due every month. Couldn’t pay it all. The called my Dad to collect. He said “if I wanted him to have a cc, I would have given him a cc. I’m not paying you, you are the dumb ones that have a college kid a cc”